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MICRO INTEREST FREE LOANS
The first programme is Micro Interest Free Loans, which will be focused on those segments of society who are financially weak. 3 billion rupees have been allocated for this scheme. 250 thousand people will benefit from this scheme. These loans would be interest free.
SMALL BUSINESS LOANS
The second scheme is Small Business Loans Scheme. This scheme is for those educated youngsters, who wish to start their own business. 50 per cent of these loans will be provided to women. These loans ranging from 500 thousand to 2 million rupees, will be given with a discounted interest rate of 8 percent. The rest will be paid by the government. Initially these loans will be provided through the National Bank of Pakistan and First Women Bank. Five billion rupees have been allocated for this scheme.
Under this programme, young educated people having acquired 16 years of education from recognized institutions will be provided on-the-job- training, so that they could get job opportunities in the country or abroad. During the training a monthly stippned of rupees 10 thousand will be given to the worker for a training period of 6 months. 4 billion rupees have been allocated for the purpose and 50 thousand graduates will benefit from the scheme.
YOUTH SKILL DEVELOPMENT SCHEME
The youth skill development scheme is aimed at providing vocational training to such youngsters who are jobless. Boys and girls up to 25 years of age will be able to benefit from the scheme, who have gained middle level education (8th Grade). These youngsters will be given a monthly stippned worth 3-5 thousand rupees, for a period of 6 months. The government will bear their fee. 800 million rupees have been allocated for this programme.
FEE PAYMENT FOR BACKWARD AREAS STUDENTS
The fifth scheme is for (male & female) students who come from far flung areas of the country, and want to acquire higher education. Any talented student should not be deprived of educational opportunities, only because his or her parents cannot afford the academic expenses. Government will bear the fee for youngsters aiming for a post graduate programme for MA, MSc or higher level. 1.2 billion rupees have been allocated for this scheme and 30 thousand students will benefit from this initiative.
YOUTH LAPTOP SCHEME
The government of Punjab had initiated a laptop scheme for the purpose. The federal government has decided to launch this scheme nationwide. 100 thousand students will be provided laptops in accordance with the programme. An amount of 4 billion rupees has been allocated for the PM Laptop scheme.
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