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Q1: solution:

 

Detailed information about:

 

Credit cards: A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.[1] The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance

 

Personal loans: In financeunsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

 

Name of the bank:

 

ADDRESS OF The branch:

 

Contact of the Branch:  

 

Manager’s name:

 

ELIGIBILITY: personal loans are given to only the employer of Government who has the salary of RS 25000.

 

The time period of job should have been more than one year.

 

He should have an account in the UNITED BANK LIMITED.

 

FEATURES: it is a unique term loan financing product which offers you features option and flexibility.

  • Multi-purpose loan: ...
  • No collateral: ...
  • Minimal paperwork: ...
  • Easy repayment: ...
  • Affordable interest rates

INTEREST: the interest rate charged on personal loans is 27% flat.

 

Procedure: interest rate charged on the personal loans will be deducted from your salary monthly.

 

Requirements: the salary slip of Gov.t employed person.

 

Bank statement

 

The evidence of his employment (employment card).

 

Credit cards: Credit cards: A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.[1] The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash evidence.

 

Eligibility: the person applying for the credit card must have RS, 30000 salary.

  • Features: Alternative to cash.
  • Credit limit.
  • Aids payment in domestic and foreign currency.
  • Record keeping of all transactions.
  • Regular charges.
  • Grace period or grace days.
  • Higher fees on cash withdrawals.
  • Additional charges for delay in payment

Procedure: His salary must be in the UBL bank account.

 

Requirements: ID card

 

Salary slip

 

The evidence of employment

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